SCL
The closing portfolio
- The Portfolio consists of over 18,000 unsecured loans to private individuals in Sweden
- Total loan amount SEK 1,552,865,250
- Average loan size SEK 85,400
SCL (No. 1) was called by the issuer on the first step-up and call date 15 June 2011
Securitised Notes
Notes | S&P/Moody´s | Initial Principal Amount | Interest until the Step-Up Date |
Final Redemption Date |
Class A | AAA/Aaa | EUR117,750,000 (70%) | 1M EURIBOR+0.14% | June 2025 |
Class B | AA/Aa2 | EUR13,450,000 (8%) | 1M EURIBOR+0.33% | June 2025 |
Class C | A/A2 | EUR5,850,000 (3.5%) | 1M EURIBOR+0.58% | June 2025 |
Class D | BBB/Baa2 | EUR31,100,000 (18.5%) | 1M EURIBOR+0.88% | June 2025 |
Class E | BB/NR | EUR7,550,000 (4.5%) | 1M EURIBOR+3.00% | June 2025 |
SCL II
The closing portfolio
- The Portfolio consists of nearly 10,000 unsecured loans to private individuals in Norway
- Total loan amount NOK 1,168,000,000
- Average loan size NOK 128,838
SCL II was called by the issuer on the first step-up and call date 15 August 2016.
Securitised notes
Notes | Fitch/S&P Ratings |
Initial Principal Amount |
% | Interest until the Step-Up Date |
Final Redemption Date |
Class A | AAA(sf) | NOK490,500,000 | 42% | 1M NIBOR+3% | Oct 2026 |
Class B | AA(sf) | NOK222,000,000 | 19% | 1M NIBOR+4% | Oct 2026 |
Class C | A(sf) | NOK163,500,000 | 14% | 1M NIBOR+5% | Oct 2026 |
Class D | BBB(sf) | NOK105,000,000 | 9% | 1M NIBOR+4% | Oct 2026 |
Class E | N/A | NOK187,000,000 | 16% | 1M NIBOR+4% | Oct 2026 |
SCL III
The closing portfolio
- The Portfolio consists of over 18,500 unsecured loans to private individuals in Sweden.
- Total loan amount SEK 2,099,000,000.
- Average loan size SEK 112,423.
SCL III was called by the issuer on the first step-up and call date 15 December 2015.
Securitised Notes
Notes | Fitch/S&P Ratings |
Initial Principal Amount |
% | Interest until the Step-Up Date |
Final Redemption Date |
Class A | AAAsf/AAA(sf) | SEK1,080,000,000 | 56% | 1M STIBOR+3.5% | Jan 2033 |
Class B | AAsf/AA(sf) | SEK96,000,000 | 5% | 1M STIBOR+4.9% | Jan 2033 |
Class C | Asf/A(sf) | SEK193,000,000 | 10% | 1M STIBOR+5% | Jan 2033 |
Class D | NR/NR | SEK559,000,000 | 29% | 1M STIBOR+5% | Jan 2033 |
SCL IV
The Closing Portfolio
- The Portfolio consists of 12,196 unsecured loans to private individuals in Norway
- Total loan amount NOK 2,119,000,000
- Average loan size NOK 173,779
SCL IV was called by the issuer on the first step-up and call date 15 June 2017.
Securitised Notes
Notes | Fitch/S&P Ratings |
Initial Principal Amount | % | Interest until the Step-Up Date |
Final Redemption Date |
Class A | AAAsf/AAA(sf) | NOK934,500,000 | 44.5% | 1M NIBOR+1.10% | Jan 2037 |
Class B | AAsf/AA(sf) | NOK210,000,000 | 10.0% | 1M NIBOR+1.60% | Jan 2037 |
Class C | Asf/A(sf) | NOK357,000,000 | 17.0% | 1M NIBOR+2.00% | Jan 2037 |
Class D | A-sf/BBB(sf) | NOK210,000,000 | 10.0% | 1M NIBOR+2.75% | Jan 2037 |
Class E | NR/NR | NOK388,500,000 | 18.5% | 1M NIBOR+2.75% | Jan 2037 |
SCL V
The Closing Portfolio
- The Portfolio consists of 10,854 unsecured loans to private individuals in Sweden.
- Total loan amounts SEK 1,832,000,000
- Average loan size SEK 168,758
SCL V was called by the issuer on the first step-up and call date 15 November 2018.
SECURITISED NOTES
Notes | Fitch/DBRS Ratings | Initial Principal Amount | % | Interest until the Step-Up Date |
Final Redemption Date |
Class A | AAAsf/AAA(sf) | SEK1,098,600,000 | 60% | 1M STIBOR+1.5% | Dec 2038 |
Class B | AAsf/AA(sf) | SEK274,650,000 | 15% | 1M STIBOR+2.0% | Dec 2038 |
Class C | Asf/A(sf) | SEK183,100,000 | 10% | 1M STIBOR+2.4% | Dec 2038 |
Class D | BBB+sf/BBB(sf) | SEK109,860,000 | 6% | 1M STIBOR+2.75% | Dec 2038 |
Class E | NR/NR | SEK164,790,000 | 9% | 1M STIBOR+2.75% | Dec 2038 |
SCL VI
The Closing Portfolio
- The Portfolio consists of 9,450 unsecured loans to private individuals in Norway.
- Total loan amounts NOK 2,236,000,000
- Average loan size NOK 236,586
SECURITISED NOTES
Notes | Fitch/DBRS Ratings |
Initial Principal Amount |
% |
Interest until the |
Final Redemption Date |
Class A | AAAsf/AAA(sf) | NOK1,562,000,000 | 71% | 1M NIBOR+0.9% | Dec 2040 |
Class B | AAsf/AA(low)(sf) | NOK198,000,000 | 9% | 1M NIBOR+1.4% | Dec 2040 |
Class C | Asf/A(sf) | NOK154,000,000 | 7% | 1M NIBOR+1.8% | Dec 2040 |
Class D | BBBsf/BBB(sf) | NOK132,000,000 | 6% | 1M NIBOR+2.5% | Dec 2040 |
Class E | NR/NR | NOK154,000,000 | 7% | 1M NIBOR+2.5% | Dec 2040 |